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3 Smart Reasons to Refinance Your Mortgage

Buying a home is one of the most significant financial decisions you can make. A mortgage is a long-term financial commitment, with many people making 20 to 30 years of payments before they own their home. When interest rates drop, it can be tempting to refinance your mortgage. If your area’s home values have risen,

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a person holding a cat

What’s the True Cost of Owning a Pet?

Pets quickly become one of our most loved family members. Though getting a pet can add so much love and happiness to your life, it also comes with some financial costs. The cost of owning common pets, like dogs and cats, is beyond the initial purchase price. It’s important to consider these additional costs so

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a beach with the sun setting

6 Things You Should Do Before Summer Ends

It’s only September, but fall is starting to creep in. The mornings are getting cooler and Halloween decorations are popping up in stores. Autumn is a wonderful time, but you shouldn’t leave summer behind just yet. Make sure you enjoy these six activities before summer ends.   1. Take a family road trip. A road trip is

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Reopening Your Church During a Global Pandemic: 5 Things You Should Know

When the COVID-19 lockdowns began to lessen in North America, whether religious services were “essential” became a heated debate amongst Americans, especially amongst churchgoers and the clergy.   According to an article published in The New York Times, over 650 cases of COVID-19 were linked to 40 churches and religious events that took place in the

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5 Quick-and-Easy Ways to Upgrade Your Wardrobe

Nowadays we may not be thinking about how we can improve our closet options. Due to COVID-19, many of us are stuck working from home. But just because we may be quarantined inside doesn’t not mean you need to be stuck with the same, stale wardrobe from last year. You also don’t need to spend

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